四六级高分范文: Credit Card On Campus
For this part, you are allowed 30 minutes to write a composition on the topic :Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:1)近年来越来越多的大学生开始使用信用卡2)分析产生该现象的原因3)针对大学生使用信用卡提出你的建议
Credit Cards on Campus
In recent years, credit cards have gained more popularity among college students. With banks’ more focus on college market, an increasing number of college students have applied for a credit card and begun to consume by it.
The following three factors can account for the popularity of credit cards in college. Firstly, a credit card provides overdrawing service, which is a big attraction for those students who have no much money for their domination. Secondly, a credit card can help release financial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students apply for credit cards.
As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit cards debt. Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. Only in this way can college students enjoy really the advantages of credit cards.
以下三个因素可以解释信用卡在大学里的普及。 首先，信用卡提供透支服务，这对那些没有多少钱可以统治的学生来说是一个很大的吸引力。 其次，信用卡可以帮助贫困学生减轻经济负担，从而降低他们因缺钱而辍学的风险。 此外，很多银行对信用卡有一些优惠政策，比如送礼、降低年费等。 受这些政策的影响，很多大学生申请信用卡。
在我看来，大学生拥有信用卡并不是一件坏事。 然而，在大学生中存在信用卡滥用现象。许多学生用信用卡购买他们并不真正需要的奢侈品，甚至他们中的一些人还欠了一大笔信用卡债务。 因此，学校和银行有责任让大学生学会正确使用信用卡。 只有这样，大学生才能真正享受到信用卡的好处。
1.佳句：With banks’ more focus on college market, an increasing number of college students have applied for a credit card.临摹：随着市场经济的快速发展，金钱在社会中扮演着越来越重要的角色。 ___________________________________________________________
2.佳句： A credit card can help those poor students pay their tuition and fees, and hence reduce the risk of their dropping school.临摹：一些同学希望通过社会实践提高自己的能力，并由此来增加就业机会。___________________________________________________________
3.佳句：Drawed by these policies, many college students apply for credit cards.临摹：在就业压力的迫使下，一些大学生开始自主创业。___________________________________________________________
1. With the rapid development of market economy, money plays a more and more important role in the society.2. Some students hope to enhance their practical abilities by attending social practice, and hence increase their chances of employment.3. Forced by employment pressure, some college graduates begin to set up their own businesses.