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四级作文:关于学生贷款的英语四级作文(带翻译)

关于学生贷款的英语四级作文

Directions: For this part, you are allowed 30 minutes to write a composition on the topic What Is in the Way of Paying Back the Loans. You should write at least 120 words and base your composition on the outline given below in Chinese:

1.目前一部分学生是通过银行贷款完成学业的

2.但是有少数学生毕业后没有按时还贷

3.你认为有哪些原因,应该如何解决此类问题

关于学生贷款的英语作文范文 What is in the Way of Paying Back the Loans

Ever since colleges started to charge the students for the education they receive, there has always been a problem for some students, especially for those from remote rural regions, to get the money for it. So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.

However, some students, although not many, failed to pay back the loans as they had promised in the contract. The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

I think there is more than one reason for this. Dishonesty may be one but not the major one. As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it. So many students are not able to find a well-paid job. How can they pay the loans back? To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

自从大学开始对学生所接受的教育收费以来,一些学生,尤其是那些来自偏远农村地区的学生,一直面临着无法获得这笔钱的问题。因此,政府为他们提供了从银行借钱的选择。调查显示,以这种方式资助他的教育的学生人数正在增加。

然而,一些学生,虽然不是很多,但未能像他们在合同中承诺的那样偿还贷款。银行很难解决这个问题。政府也无能为力帮助银行。

我认为造成这种情况的原因不止一个。不诚实可能是其中之一,但不是主要的。众所周知,我们正在经历一个特殊的经济发展阶段,人力资源的供给远远大于需求。所以很多学生找不到高薪的工作。他们如何偿还贷款?为了解决这个问题,我认为政府应该努力让整个经济平稳运行,创造更多的就业机会。